Personal Injuries: Basic Knowledge For You

Tips For Avoiding Being The Victim Of A Personal Injury Scam

If you have ever fussed at how expensive the premiums are for your insurance coverage, you should know that one reason your premiums are high is due to the many scams that insurers must spend money on for exposing fraudulent claims. Fake insurance claims have always been a part of society. Protecting yourself from an insurance claim that is a scam is important and could save you from being sued and having even higher premiums later on.

Car Accidents And Fake Injuries

If you are involved in an accident, the first thing you need to do if you are able is call the police. Having a police report is vital to you avoiding fake claims made by the other driver. Be sure to talk to witnesses as well, especially if the other driver seems dishonest and acting. For example, if you are hit in an intersection and the other driver gets out of their vehicle screaming he or she is hurting, you might think about that. In most cases, a person that is truly injured in an accident is feeling shock from the trauma and the pain, rendering them less able to jump out of their vehicle screaming about it.

Remembering the words the other driver says right after an accident is important. Called "res gestae" in a court of law, these are declarations that are acceptable in court and admissible as evidence to the legitimacy of the other driver's injury. If a driver gets out of a car after slamming into you saying he or she is okay, then later tries to sue you for severe injuries supposedly sustained in the same accident, you could use the statement "I am okay" as evidence.

Fraud And Your Property Insurance

If someone visits you at your home and suffers an injury while there, that person can sue you for medical bills and receive compensation for any associated pain and suffering. For example, if you have large tree limbs in your yard from a previous storm and the person visiting you suddenly ends up under one, he or she could say in court that it fell on them during their visit when the wind blew too hard, even if that person laid down and placed the limb atop his or her body on purpose. For this reason, making sure you maintain a safe property is vital, especially if you know you are having guests over.

When someone is crying and hurting from a supposed injury, it can be hard to consider that person doing so only for money. However, today, insurance fraud is a common crime. If you think you have been the victim of a fraudulent claim, contacting qualified and experienced personal injury lawyers is a good idea for proving yourself innocent of a lawsuit and its related damages in court.

About Me

Personal Injuries: Basic Knowledge For You

I have worked as a legal office assistant for about 20 years. The office specializes in personal injury claims, and many clients are looking for settlements. I have great compassion for the individuals I see, and most people are looking for money to pay their bills. Unfortunately, insurance claims are difficult and clients often file the wrong paperwork. They don't see many doctors due to costs, and settlement offers are generally low. I know that lawyers can help to raise claims substantially. They know the law and they can offer advice to clients so good results are seen. I want you to learn some basic information about personal injuries, insurance settlements, and the general claims process. Your rights and needs are important, but it's difficult to secure a settlement if you know nothing about the law. Gain some knowledge today, so your personal injury decisions are the right ones.

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